Payment

we are committed to making your purchase of natural, untreated gemstones—such as Burmese rubies, Colombian emeralds, or vibrant aquamarines—as seamless and secure as possible. Our Payment Policy offers a range of options tailored to your preferences, with Bitcoin as our preferred method, followed by bank transfer, credit card, and PayPal. This policy reflects our dedication to innovation, trust, and global accessibility. 

We provide multiple payment methods to accommodate individual buyers, jewelers, and international clients, ensuring flexibility while prioritizing security and efficiency.

Bitcoin

Paying with Bitcoin at Rick Stone Base offers cost savings, speed, privacy, and a hedge against dollar weakness, aligning with our innovative legacy and your investment in timeless gems

  • As pioneers in cryptocurrency adoption, we embrace Bitcoin for its speed, security, and lower transaction fees compared to traditional methods. It’s ideal for high-value purchases like collector-grade Kashmir sapphires or bulk wholesale parcels.
  • Process:
    1. At checkout on www.rickstonebase.com, select Bitcoin.
    2. Receive a unique wallet address and QR code via email, along with the exact amount in BTC (converted at the current rate, e.g., $1 = 0.000015 BTC as of today’s market).
    3. Transfer the funds using your preferred wallet (e.g., Coinbase, Binance).
    4. Confirmation typically takes 10–30 minutes; we ship once two blockchain confirmations are received.
  • Benefits: No chargeback risks, instant global transfers, and a 5% discount on orders over $1,000 as a Bitcoin incentive.
  • Fees: None from us; standard network fees apply (varies by wallet, typically $1–$5).
  • Limits: Minimum $100; no upper limit—perfect for large transactions.

Bank Transfer

  • Process:
    1. Select Bank Transfer at checkout to receive our secure banking details (e.g., Wells Fargo, NYC branch) via email.
    2. Initiate the transfer with your bank, including your order number in the reference field.
    3. Allow 1–3 business days for processing; we’ll confirm receipt and ship immediately.
  • Benefits: Ideal for wholesale orders or international clients; supports high-value purchases with detailed receipts.
  • Fees: $25 flat fee for incoming wires (your bank may charge additional fees, e.g., $15–$35); we absorb fees for orders over $5,000.
  • Limits: Minimum $500; no upper limit—contact logistics@rickstonebase.com for bulk coordination.
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Credit Card

  • Accepted Cards: Visa, Mastercard, American Express, Discover.
  • Process:
    1. Enter card details at checkout, processed via encrypted Stripe integration.
    2. Authorization is instant; funds are captured upon shipping confirmation.
  • Benefits: Convenient for quick purchases; 3D Secure (e.g., Verified by Visa) adds an extra layer of security.
  • Fees: 3% processing fee (e.g., $30 on a $1,000 order) to cover merchant costs.
  • Limits: Maximum $10,000 per transaction; contact us for higher amounts with pre-approval.
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Paypal

  • Process:
    1. Select PayPal at checkout and log in to your account.
    2. Complete the payment using your linked bank account, card, or PayPal balance.
    3. We confirm payment instantly and prepare your shipment.
  • Benefits: Widely trusted, with buyer protection; supports guest checkout without an account.
  • Fees: 3.5% + $0.30 per transaction (e.g., $35.30 on a $1,000 order).
  • Limits: Maximum $5,000 per transaction; higher amounts require splitting orders or pre-arrangement.
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Payment Security: Protecting Your Transaction

Your financial security is as precious as our gemstones. We employ robust measures to safeguard every payment:

    • Encryption: All transactions use SSL/TLS encryption, ensuring data privacy.
    • Fraud Prevention: Real-time monitoring detects suspicious activity; Bitcoin and bank transfers include multi-signature verification.
    • Third-Party Processing: Credit cards and PayPal are handled by Stripe and PayPal, adhering to PCI-DSS standards—we never store full payment details.
    • Dispute Resolution: For chargebacks or disputes, contact payments@rickstonebase.com within 30 days; we provide transaction records and gem certificates to support your claim.

Payment Terms and Conditions

  • Order Confirmation: Payment must clear before shipping (instant for cards/PayPal, 1–3 days for bank transfers, 10–30 minutes for Bitcoin).
  • Currency: USD is standard; Bitcoin converts at checkout using the day’s exchange rate (e.g., via CoinGecko API). International clients can request quotes in EUR, GBP, or other currencies with a 1% conversion fee.
  • Refunds: Processed per our Return Policy—Bitcoin refunds issued to your wallet, others to original payment method, minus fees, within 5–7 business days.
  • Taxes & Duties: Sales tax (e.g., 8.875% NYC rate) applies to U.S. orders; international duties are prepaid by us but may be collected locally (we’ll estimate at checkout).
  • Pre-Authorization: For large orders ($10,000+), we may pre-authorize funds to verify availability, released if canceled.

Special Considerations

  • Wholesale Accounts: B2B clients receive net-30 terms with approved credit; contact sales@rickstonebase.com for applications. Bitcoin discounts extend to 10% for bulk orders over $10,000.
  • High-Value Purchases: For gems over $25,000 (e.g., color-change alexandrites), we recommend Bitcoin or bank transfer for lower fees and faster clearance; escrow services available upon request.
  • International Flexibility: For regions with payment restrictions, we offer crypto alternatives (e.g., Ethereum, stablecoins) with prior arrangement.
  • Seasonal Promotions: During peak periods (e.g., December), Bitcoin transactions qualify for expedited processing—contact us for details.
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Why Choose Our Payment Options?

With 45 years of family stewardship, Rick Stone Base blends tradition with innovation. Bitcoin reflects our forward-thinking approach, while bank transfers, credit cards, and PayPal cater to diverse preferences. Our 99.9% payment success rate in 2024 underscores our reliability, protecting over 500,000 clients worldwide.

At Rick Stone Base, your payment is the first step in a sparkling journey. Choose Bitcoin for innovation or your preferred method—let us know your needs, and we’ll ensure a secure, tailored experience from us to you.